DSCR Eligibility & Requirements

Unlock your investment potential with DSCR Loans from OnlyCashFlow.com. Our DSCR Eligibility & Requirements page provides clear, concise guidelines to help you determine if you qualify for our cash flow–focused financing solutions.

Key Eligibility Criteria

Photo of house

Minimum DSCR Ratio

Your property must demonstrate a strong Debt Service Coverage Ratio (DSCR) to qualify. Typically, we require a minimum DSCR of 1.20 to 1.30, ensuring that your property’s net operating income exceeds its debt obligations.

Property Income & Cash Flow

A stable and consistent cash flow is essential. We evaluate your property’s income history and projections to ensure it generates sufficient revenue to cover loan payments. Accurate documentation of rental income, operating expenses, and other revenue streams is required.

Creditworthiness & Financial Health

While DSCR Loans focus on property performance, we also assess your overall financial health. A solid credit history and a manageable debt-to-income ratio are important factors in the approval process.

White-walled house with black balconies and railings. California, USA

Required Documentation